Docs

Everything about $ZPAY.

What it is, the numbers, how it trades, how to buy it safely, and what it isn’t. No fluff.

What is ZPAY

ZPAY is the home of $ZPAY, a memecoin on Solana launching on pump.fun. It’s built around one joke everyone knows: “I just sent it.” You say you sent the money, the app says pending, and it stays pending forever.

$ZPAY has no utility, no roadmap and no promises. It’s a meme with a ticker. Nobody receives Zelle payments, cash or anything else from holding or trading it.

Token details

NameZPAY
Ticker$ZPAY
ChainSolana
Total supply1,000,000,000
Decimals6
Launching onpump.fun
Contract address (CA)

Every pump.fun coin starts with the same fixed supply of one billion tokens and no presale. The contract address will be posted here at launch. Until then, any “$ZPAY” you see elsewhere is not us.

How it trades

Stage 1: the pump.fun bonding curve

A new pump.fun coin doesn’t start with a normal pool. It trades against a bonding curve: a formula that sets the price from how many tokens have been bought so far. Each buy moves the price up a little, and each sell moves it down. About 79% of the supply is sold through the curve.

Reading the curve…

Stage 2: the pool

When the curve sells out, the coin “graduates”. pump.fun moves it to a liquidity pool, and from then on it trades like any other Solana token, on pump.fun and on DEXs and aggregators. That’s when a full price chart shows up on DexScreener.

Fees

pump.fun charges a small fee on every trade. Your wallet shows the exact amount before you confirm.

How to buy

  1. Wait for the CA. $ZPAY isn’t live yet. The contract address goes up on this page at launch. Don’t buy anything before then.
  2. Get a Solana wallet. Phantom and Solflare are the most common. Write your recovery phrase down and never share it.
  3. Add SOL. Buy SOL on an exchange and send it to your wallet address, or buy it inside the wallet. Keep a little extra for network fees.
  4. Open $ZPAY on pump.fun. Use the official link, or paste the contract address into pump.fun’s search.
  5. Check the address. Make sure the CA matches the one on this page exactly. Copycat coins use the same name and ticker.
  6. Buy. Enter the SOL amount, review the slippage and confirm in your wallet.

Launch a Z token

Anyone can launch their own coin on ZPAY. It’s a real pump.fun coin, created by your wallet, and listed on Explore once the chain confirms it.

  1. Open Launch and connect a Solana wallet.
  2. Pick a name, ticker, image and an optional first buy. pump.fun’s launch costs about 0.03 SOL.
  3. Approve one transaction. Your coin goes live on pump.fun and gets its own page on ZPAY.

You’re the coin’s creator, so pump.fun’s creator fees from every trade go to your wallet. ZPAY takes no fee and pays no one. Z tokens are memecoins, not Zelle payments.

Live market

Read live from the Solana chain and DexScreener once $ZPAY launches. Updates every 30 seconds.

These are the only official places for $ZPAY. Anything else is not us.

Stay safe

  • One CA. Only trust the contract address shown on this page.
  • We never DM first. Nobody from ZPAY will message you about giveaways, airdrops, refunds or “support”.
  • Never share your recovery phrase or sign a transaction you don’t understand.
  • No payments come from $ZPAY. Anyone promising you a Zelle, cash or rewards for holding it is scamming you.

FAQ

Is this Zelle?

No. ZPAY and $ZPAY have nothing to do with Zelle® or Early Warning Services. The name and the joke are about the “I sent it, it’s pending” moment everyone has lived through.

Do holders get paid through Zelle?

No. No Zelle payments are sent, ever. $ZPAY pays nothing to anyone. It’s a memecoin.

Does $ZPAY have utility?

No. It’s a meme. Its price comes only from people buying and selling it.

When does it launch?

Soon. The contract address goes up on this page first. Until it does, there is no official $ZPAY.

Why is my buy not showing?

Ironically, it might be pending. Check the transaction in your wallet’s activity or on Solscan. Solana usually confirms in seconds.

ZPAY and $ZPAY are not affiliated with, endorsed by or connected to Zelle® or Early Warning Services, LLC. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC.

$ZPAY is a memecoin with no intrinsic value, no utility and no expectation of financial return. Nothing on this site is financial advice. Memecoins are extremely volatile and can lose all of their value. Only spend what you can afford to lose, and check the rules where you live.